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Stablecoins accelerate global 'de-fiatization' trend

The discussion highlighted how stablecoins like Tether are driving a 'de-fiatization' process where global users choose the US dollar over weak local currencies, reinforcing dollar dominance.

The argument

The speakers argued that offshore stablecoins create a massive, interest-insensitive marginal demand for US dollars and short-term Treasuries. This organic, bottom-up adoption bypasses local governments and traditional financial institutions, particularly in the Global South.

The thesis, stress-tested
✓ What validates it
  • Continued growth in Tether's active monthly user base beyond 500 million
  • Increase in stablecoin issuers' share of the US Treasury market
▸ Risks discussed
  • Potential regulatory crackdowns on offshore stablecoin issuers
  • Competition from central bank digital currencies (CBDCs)
Hear it yourself
"Well, so that marginal demand for short term debt, which is, you know, Tether is what the sixth largest owner of US treasuries right now. It's it's incredible. Right? That was that marginal demand had a huge impact and a huge benefit to The US's ability to finance the deficit."
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Stablecoins accelerate global 'de-fiatization' trend · Zortix