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WMTHDLOWCore thesis · 5/5Save idea

US economy entered recession in late 2025

The speakers argued that the US economy entered a structural recession in October 2025, driven by a contraction in real private sector income and a collapsing savings rate.

The argument

The guest and host pointed to BEA data showing real personal income excluding transfers declining by roughly 1% over six months, a pattern historically seen only during recessions. They argued this underlying fragility leaves the economy highly vulnerable to the recent energy shock, which could push it past the point of no return.

The thesis, stress-tested
✓ What validates it
  • Continued negative growth in real personal income excluding transfer receipts in upcoming BEA releases
  • Further downward revisions in forward guidance from major retailers like Walmart or Home Depot
▸ Risks discussed
  • A rapid resolution to the Middle East conflict could lower energy prices and mitigate the downturn
  • Stronger-than-expected consumer resilience from remaining savings or tax refunds
Hear it yourself
"a recession begin in The United States in October 2025? Not just the forgot how to grow style that we've been grappling with for the last couple years, but a full blown, all out, NBER style recession. Take a look at the data and charts that we'll show you in this video."
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