Flexible spending to mitigate sequence risk
The hosts and guest concurred that flexible spending, guided by research like Morningstar's annual safe withdrawal rate, is a best practice to manage sequence-of-returns risk.
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The Callback
15-year horizons justify eliminating short-term bond holdings
22 weeks between these two statements.
The guest argued that the years immediately before and after retirement represent a 'risk zone' where sequence of returns risk is most dangerous to a financial plan.
The hosts and guest concurred that flexible spending, guided by research like Morningstar's annual safe withdrawal rate, is a best practice to manage sequence-of-returns risk.